Insurance Services for Locum Tenens Clinicians

Locum tenens insurance for 1099 CRNAs and physicians: a nationwide private PPO, supplemental policies, life insurance, and international travel coverage, all through one licensed advisor.

Locum Tenens Insurance for CRNAs and Physicians

When you work 1099, the benefits department is you. Norwood works with clinicians who have left, or are about to leave, employer coverage.

1099 and Locum CRNAs

Moving from a W-2 job to 1099 or locum work means replacing the health plan, and often the life and supplemental coverage that came with it. The health plan comes first.

1099 CRNA health insurance

Locum Tenens Physicians (MD/DO)

Anesthesiologists and other physicians who take locum assignments face the same gap: the contract pays for the work, and the benefits are left to you.

Coverage for locum physicians

Clinicians With an LLC or S-Corp

If your locums income runs through a business entity, how you are set up affects how you pay for coverage. Bring your CPA’s guidance and we fit the plan to it. Norwood does not give tax advice.

Health insurance for business owners

Leaving a W-2 job soon? Compare your COBRA alternatives before employer coverage ends, and read the tax and HSA guidelines with your accountant.

Insurance Cost Calculator

Curious what a private PPO might cost for your situation? Use our quick calculator to see an estimate.

No commitment, just clarity.

Try Calculator

One Coverage Review, Every Policy

You don’t shop four products four times. One conversation with Jake covers the health plan and everything around it.


  1. Tell us how you work

    Where you live, where you take assignments, and when your current coverage ends.


  2. See what fits

    The health plan first, then the supplemental, life, and travel coverage that makes sense for you. Skip what doesn’t.


  3. Keep one contact

    After you enroll, billing, network, and new-assignment questions go to Jake, not a call center.

A coverage review is a fit check, not a promise that private coverage costs less or suits everyone. Eligibility, underwriting, benefits, and networks vary by carrier and state. Norwood does not give tax, legal, or accounting advice.

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